History of Title Insurance

Real Estate | Title Insurance |

Title Insurance is such a staple of real estate transactions these days that we often don’t give it much thought despite encouraging our clients to purchase it because of the protection and peace of mind it provides.

But, where did it come from and how did it start?

Its origins date back to the 1800s even though historians tell us that the first legislation regarding property ownership in America can be traced back to the 1600s.

The case of Watson vs. Muirhead in 1868 help create the title insurance industry.  Conveyancers were the people who handled the transfer of property at that time.  They were also in charge or researching the property’s history before the transfer took place.  Watson sued Muirhead, a conveyancer, claiming that he had to sell his property because of a judgment Muirhead didn’t disclose on the title.

Click the link below to read the full details of that case and what happened as a result.

History Of Title Insurance

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